Get the home you want
Within the framework of the CBE’s initiatives, Owners 2 Buyers will help you buy a unit with installments that suit your income
Longest repayment periods
Enjoy a repayment period of up to 30 years with descending interest rates
Lowest interest rates
Repay your loan with descending interest rates starting at 8% and up to 12%
Low down payment
Own a residential unit with a 15% or 20% down payment of the unit’s price
No issuance fees
Application fees and property assessment charges are not required
Free insurance
Benefit from free life and property insurance throughout the loan tenor
Different repayment options
Own a residential unit worth up to EGP 2.5 million with repayment plans that suit your income
Fast-tracked application process
Enjoy a simple and convenient application process
Middle Income Individuals
| 12% Middle Icome | 8% Middle Income | 8% Middle Income | |
|---|---|---|---|
|
Maximum Value of Unit |
EGP 2.5 million |
More than EGP 1.1 million and up to EGP 1.4 million |
Up to EGP 1.1 million and less |
|
Minimum Down Payment |
20% of the total unit value |
20% of the total unit value |
15% of the total unit value |
|
Maximum Monthly Net Income |
Single: EGP 40,000
Family: EGP 50,000 |
Single: EGP 13,000
Family: EGP 18,000 |
Single: EGP 13,000
Family: EGP 18,000 |
|
Interest Rate |
12% |
8% |
8% |
|
Maximum Loan Tenor |
25 years |
30 years |
30 years |
|
Administrative Fees (unrelated to the Social Housing and Mortgage Finance Fund) |
None |
1% of the loan amount |
1% of the loan amount |
|
Total Value of Installments in Percentage |
Total value of installments should not exceed 40% of monthly net salary |
Total value of installments should not exceed 40% of monthly net salary |
Total value of installments should not exceed 40% of monthly net salary |
|
Unit Features |
Fully finished with facilities |
Fully finished with facilities |
Fully finished with facilities |